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mReferral Mortgage Calculator

Category : FinanceVersion: v2.2.1

Size：27.00MOS : Android 5.1 or later

Update：Mar 20,2025

4.5

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Application Description

The mReferral Mortgage Calculator App simplifies property and mortgage management. This user-friendly application offers a suite of calculators for estimating mortgage costs, determining affordable property values, and calculating cash-out amounts after refinancing. Beyond calculations, users can directly apply for mortgages, compare competitive P-loan options with low interest rates, and access property valuation services powered by Bank of China (Hong Kong).

Key features and benefits include:

Comprehensive Mortgage Calculator: Calculate monthly payments, interest, and stamp duty for both first and second mortgages by inputting loan amount, repayment term, and interest rate.
Refinance Calculator: Easily determine potential cash-out amounts and changes in monthly payments by comparing existing and proposed mortgage plans. Includes early settlement calculations.
Affordability Calculator: Estimate affordable property prices based on your desired loan amount and Loan-to-Value (LTV) ratio. Calculates income requirements and stress test thresholds.
Streamlined Mortgage Application: Apply for a mortgage directly through partnered banks using the app's integrated API.
Convenient Property Valuation: Obtain up-to-date property valuations from Bank of China (Hong Kong) by simply entering the address.
P-Loan Comparison and Application: Compare various P-loan plans offering low interest rates and apply instantly. Loans up to $3 million are available with flexible repayment terms (3 months to 10 years) and APRs ranging from -99% to 8%.

Important Note: mReferral acts solely as a referral service; it does not provide mortgage or P-loan products directly. All offers, benefits, and fees are subject to the terms and conditions of the partnering banks and financial institutions. These institutions may charge handling fees and reserve the right to modify product terms without prior notice. Specific P-loan application examples and details are available within the app's Terms & Conditions.

Finance